Risk Disclosure
Direct Private Capital Group, Inc.
Introduction
This Risk Disclosure (“Disclosure”) is provided by Direct Private Capital Group, Inc. (“Company,” “we,” “our,” or “us”) to inform prospective borrowers, investors, and users of the potential risks associated with real estate investment financing.
By accessing this Website or applying for financing, you acknowledge and accept the risks outlined below.
1. No Guarantee of Loan Approval
Submission of a loan request or application does NOT guarantee:
- Loan approval
- Loan commitment
- Funding of any kind
All loan scenarios are subject to:
- Underwriting review
- Borrower qualifications
- Creditworthiness
- Property evaluation
- Market conditions
Final approval occurs only after execution of formal loan documents.
2. Business Purpose Loans Only
All loan programs offered by Direct Private Capital Group, Inc. are strictly for:
- Business purposes
- Real estate investment
- Non-owner occupied properties
We do NOT provide consumer-purpose loans.
3. Market Risk
Real estate markets are subject to fluctuations, including:
- Property value declines
- Economic downturns
- Interest rate volatility
- Liquidity constraints
Borrowers may experience:
- Reduced resale value
- Delayed exit strategies
- Lower-than-expected returns
4. Interest Rate & Financing Risk
Loan terms may include:
- Variable or fixed interest rates
- Origination fees (points)
- Closing costs
- Short-term loan durations
Risks include:
- Increased borrowing costs
- Inability to refinance
- Payment obligations exceeding projections
5. Construction & Rehabilitation Risk
For fix-and-flip, bridge, or construction loans:
- Cost overruns may occur
- Contractor delays may impact timelines
- Permitting issues may arise
- Unexpected structural issues may be discovered
These factors may significantly affect profitability and loan repayment ability.
6. Default & Foreclosure Risk
Failure to meet loan obligations may result in:
- Default
- Accrued penalties and fees
- Legal action
- Foreclosure proceedings
The lender may take possession of the property used as collateral.
7. Liquidity Risk
Real estate investments are not liquid assets.
Borrowers may face:
- Difficulty selling properties quickly
- Extended holding periods
- Inability to access capital when needed
8. Third-Party Risk
Loan transactions may involve:
- Appraisers
- Contractors
- Title companies
- Attorneys
- Third-party lenders
Direct Private Capital Group, Inc. does not control third-party performance and is not responsible for:
- Errors
- Delays
- Misrepresentations
9. No Financial, Legal, or Investment Advice
Nothing on this Website constitutes:
- Legal advice
- Financial advice
- Investment advice
You should consult with qualified professionals before making any financial decisions.
10. No Guarantee of Investment Performance
Any examples, case studies, or projections:
- Are for illustrative purposes only
- Do NOT guarantee future performance
- May not reflect typical results
11. Regulatory & Compliance Risk
Real estate and lending laws vary by:
- State
- Jurisdiction
- Property type
Changes in laws or regulations may impact:
- Loan availability
- Loan structure
- Borrower obligations
12. Broker / Lender Role Disclosure
Direct Private Capital Group, Inc. may act as:
- Direct lender
- Broker
- Facilitator connecting borrowers with third-party capital sources
We may receive compensation for:
- Loan origination
- Referral fees
- Placement services
13. Technology & Website Risk
Use of this Website may involve:
- Technical errors
- System outages
- Data transmission risks
We do not guarantee uninterrupted or error-free operation.
14. Assumption of Risk
By using this Website and applying for financing, you acknowledge that:
- You understand the risks involved
- You accept full responsibility for your decisions
- You are conducting your own due diligence
15. Limitation of Liability
To the fullest extent permitted by law, Direct Private Capital Group, Inc. shall not be liable for:
- Financial losses
- Investment losses
- Business interruption
- Consequential damages
arising from use of this Website or loan services.
16. Changes to This Disclosure
We reserve the right to modify this Risk Disclosure at any time without notice.
Continued use of the Website constitutes acceptance of any updates.
17. Contact Information
If you have any questions about this Disclaimer, You can contact us:
- By email: Processing@DPCGusa.com
- By visiting this page on our website: https://
directprivatecapitalgroup.com/ - By phone number: (800) 664-7505
- By mail: 34 N Franklin Ave, Ste 687 Pinedale, WY 82941