Merchant Cash Advance

Direct Private Capital Group, Inc.

A merchant cash advance is a type of short-term loan used by businesses to help with liquidity.

Merchant cash advance (MCA) is a flexible financing alternative that can be helpful for businesses experiencing temporary financial difficulties or those trying to expand their business. MCAs are specifically designed for merchants, thereby avoiding the need for collateral.

How Does a Merchant Cash Advance Work?

A merchant cash advance is a fixed amount of money that a merchant receives from an MCA provider in exchange for future sales transactions. The advance is paid back over time using a percentage of each sale made by the merchant. The repayment period typically lasts no more than 12 months, allowing the business owner to receive immediate funding without having to provide collateral or security deposits.