Probate & Estate Loans

Direct Private Capital Group, Inc.

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Surviving family members can use probate and estate loans to pay for funeral expenses or other outstanding debts.

All loan programs are intended for business or investment purposes only unless otherwise specified.

Probate loans are typically granted to parties who need money to cover the costs of a loved one’s final expenses, including burial costs and medical bills. Probate loans offer quick funding for any reason, including home repairs or unexpected medical bills.

Estate loans are similar to probate loans in that they help people pay for unexpected expenses. Estate loans work well for anyone who needs a small amount of cash in a hurry but doesn’t have access to an emergency savings account — such as seniors who live on a fixed income and don’t have enough money saved up in case of an emergency.

 

Loan Terms

Loan Terms

3–36 months (interest-only options available)

LTV

Up to 70–85% ARV

Term Lengths

Typically 1–4 points

Close Cost

Standard third-party fees apply

Interest Rates

Typically range from 8.99% – 16.99% depending on the loan scenario

All terms vary based on borrower qualifications, property type, and market conditions

Rates, terms, and fees vary based on borrower qualifications, property type, and market conditions. Loan terms may include interest-only payments, origination fees, closing costs, and third-party fees. Business-purpose loans only.