Trust Loans

Direct Private Capital Group, Inc.

direct hard money loans

Trust loans are also known as “home equity loans” or “second mortgages.” This type of loan is usually provided by a financial institution and secured by your home. The amount you can borrow will be based on the equity in your home and how much that equity is worth compared with what you owe on the property.

All loan programs are intended for business or investment purposes only unless otherwise specified.

Because a trust loan is secured against your home, it will affect your eligibility for any other loans or credit cards that require a good credit rating (including car insurance). If you miss repayments on an unsecured loan, you won’t lose anything apart from fees and interest payments – but if you don’t pay back an unsecured trust loan on time, the lender could repossess your house or sell it at auction to recover their money.

Rates, terms, and fees vary based on borrower qualifications, property type, and market conditions. Loan terms may include interest-only payments, origination fees, closing costs, and third-party fees. Business-purpose loans only.

Loan Terms

Loan Terms

3–36 months (interest-only options available)

LTV

Up to 70–85% ARV

Term Lengths

Typically 1–4 points

Close Cost

Standard third-party fees apply

Interest Rates

Typically range from 8.99% – 16.99% depending on the loan scenario

All terms vary based on borrower qualifications, property type, and market conditions

Rates, terms, and fees vary based on borrower qualifications, property type, and market conditions. Loan terms may include interest-only payments, origination fees, closing costs, and third-party fees. Business-purpose loans only.