Fix & Flip

Direct Private Capital Group, Inc.

A fix and flip loan is a real estate loan used to renovate a property purchased by the borrower. The borrower obtains a loan to purchase the property and then uses the funds from that loan to renovate the property before reselling it for a profit.

A fix and flip loan are similar to a renovation loan, but there are some key differences between these two types of financing.

When comparing these two types of loans, it’s important to understand that they have different purposes and may not be right for everyone.

Before applying for either one, you should determine whether you want to live in the home or rent it out after you’ve finished renovating it. If you want to improve your residence while making money simultaneously, consider applying for a fixed and flip loan.

Rental loans for short-term financing Flexible loan options

Our flexible long-term rental financing is designed to help investors reap the benefits of both property appreciation and rental income with rental property interest rates as low as 3.625%.*

  • 5/1 ARM (fully amortizing)
  • 7/1 ARM (fully amortizing)
  • 30-Year fixed
  • Interest-only options

Single-family, PUDs, and 2-4 unit rentals

  • Rates as low as 3.625%*
  • No hard credit pull
  • Individual and entity borrowers eligible
  • No prepayment penalty after year 3
  • Cash-out up to $500k after 4 months

Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!

  • Up to 92.5% LTC, 90% LTV
  • Loans from $100K to $60MM
  • 6,12, 19, 24-month term options
  • Non-recourse available
  • Interest-only loans
  • 1-4 unit residential properties

             In-house construction management