Become an Approved Broker & Real Estate Partner
Your relationships create opportunities. Our role is to help organize, evaluate, and present qualified business-purpose real estate financing scenarios to potential capital sources.
Direct Private Capital Group, Inc. works with independent mortgage brokers, real estate brokerages, commercial real estate firms, investment-sales professionals, investor networks, and approved service providers seeking a dependable financing resource for transactions that may not fit traditional bank requirements.
Whether your client is purchasing, refinancing, renovating, developing, repositioning, or resolving a time-sensitive commercial real estate financing need, our team can review the scenario and identify the information needed for a responsible financing evaluation.
How do I become an approved DPCG broker or referral partner?
Complete DPCG’s partner application and required agreement, provide accurate business and licensing information when applicable, and submit the package for legal and compliance review. Once approved, you may introduce qualified business-purpose financing opportunities under the applicable agreement and DPCG procedures. Compensation, when permitted, is determined under the agreement and is payable only for eligible transactions that successfully close and fund.
The attached agreement establishes a non-exclusive relationship but provides that a submitted lead becomes exclusive to DPCG after submission. It also requires commercially reasonable contact information for the referred business owner or officer.
For broader financing information, review commercial real estate loans, real estate investor loan programs, and bridge loans.
Built for Professionals Whose Reputation Depends on Execution
Your client does not judge the financing process only by the proposed terms. Your client also remembers the communication, organization, responsiveness, and professionalism shown throughout the transaction.
You need a financing relationship that understands:
- Your reputation is attached to every referral.
- Incomplete communication can damage a client relationship.
- Commercial transactions often involve multiple decision-makers.
- Purchase deadlines, payoff demands, title issues, insurance requirements, appraisals, construction documents, and third-party reports must be coordinated.
- A declined bank request does not necessarily mean the transaction should be abandoned.
- Every scenario must be reviewed on its own facts rather than forced into a generic program.
DPCG’s existing Broker Referral Program states that the company works with brokers, real estate professionals, escrow professionals, accountants, attorneys, builders, real estate investors, and other consultants seeking financing guidance for their clients.
Who Is This Partnership Designed For?
Licensed Mortgage Brokers
Submit commercial and business-purpose real estate transactions that require private, bridge, construction, rehabilitation, acquisition, refinance, or other nontraditional financing review. You remain responsible for complying with the licensing, disclosure, compensation, advertising, and transaction requirements applicable to your activities and jurisdiction.
Independent Commercial Mortgage Brokers
Expand the potential financing resources available to your clients without representing that every submitted transaction will qualify. DPCG can help identify missing information, organize a financing package, communicate review conditions, and present eligible opportunities to appropriate potential financing sources
Real Estate Agents and Brokers
When a buyer, investor, developer, or property owner needs financing that is affecting a purchase, listing, refinance, or closing, you can introduce the scenario for review. Real estate licensing does not automatically authorize mortgage-brokerage or loan-origination activity. The permitted role and any compensation must be reviewed under applicable federal and state law before the transaction proceeds.
Commercial Real Estate Advisors and Firms
Commercial real estate professionals frequently identify financing needs during acquisitions, dispositions, recapitalizations, lease negotiations, development planning, and portfolio reviews. A well-organized financing introduction can help the client understand what documentation, equity, collateral information, financial statements, and exit planning may be required.
Investor and Professional Networks
Investor groups, property-owner associations, professional networks, family-office relationships, and business communities may introduce qualified commercial real estate financing opportunities, subject to the applicable agreement and legal review.
Approved Referral Sources
Attorneys, accountants, property managers, consultants, construction professionals, and other qualified business relationships may encounter clients who need a commercial real estate financing resource. The permitted scope of any referral arrangement and compensation must be confirmed before services begin.
Real Estate Transactions Move Through Relationships
Commercial real estate rarely closes through the work of one company.
A successful transaction may require coordinated participation among:
- Borrower and guarantor
- Mortgage broker or referral source
- Buyer or property owner
- Real estate broker
- Lender, investor, or capital provider
- Title and escrow company
- Insurance agency
- Appraiser or appraisal-management company
- Environmental consultant
- Construction advisor
- General contractor
- Architect or engineer
- Property manager
- Legal counsel
The strongest partnerships are not based on exaggerated promises. They are based on clear responsibilities, accurate information, secure document handling, consistent communication, and a shared commitment to resolving transaction issues.
Service-Provider Relationships That Support Smoother Closings
Title and Escrow Companies
Title and escrow professionals help identify ownership, liens, vesting, payoff requirements, recorded exceptions, closing conditions, settlement instructions, and funding logistics.
DPCG values title and escrow partners that communicate quickly, protect sensitive information, and understand the demands of commercial and private real estate transactions.
Insurance Agencies
Insurance requirements can affect both approval and closing. Qualified insurance professionals help borrowers address property coverage, liability coverage, builder’s risk, flood requirements, lender clauses, replacement-cost information, and other transaction-specific conditions.
Construction and Development Advisors
Construction and development professionals may help evaluate scopes of work, construction budgets, contingencies, permits, schedules, contractor qualifications, inspections, draw requests, and completion risks.
Appraisal Management Companies
Independent valuation work can be central to underwriting. Appraisal-management partners should maintain appropriate independence, credentials, quality controls, communication procedures, and compliance standards.
Environmental and Property-Condition Professionals
Certain commercial properties may require environmental, engineering, zoning, feasibility, or property-condition review. The actual reports required depend on the property, financing source, transaction structure, and identified risks.
What Does the Partner Agreement Cover?
The attached DPCG Lead Provider Agreement addresses several core areas that govern the relationship.
A Non-Exclusive Business Relationship
The agreement allows the parties to maintain other professional relationships and does not grant market or geographical exclusivity. However, after a lead is submitted to DPCG, the agreement states that the lead becomes exclusive to DPCG.
Confidentiality and Information Protection
Information exchanged between the parties is treated as confidential or proprietary under the agreement, including client names, contact information, applications, balances, histories, and other nonpublic information. The agreement requires the receiving party to use confidential information only in performing its obligations and to apply commercially reasonable care.
Accurate and Bona Fide Transactions
The partner represents that each submitted transaction is genuine, properly documented, authorized, and enforceable. The agreement prohibits fraud, material misrepresentation, intentional alteration of applications, and manipulation of supporting documentation.
Business or Commercial Purposes
Each transaction submitted under the agreement must be for business or commercial purposes rather than personal, family, or household purposes.
Compliance With Applicable Law
The agreement requires the Lead Provider to complete the applicable DPCG questionnaire and comply with federal and state laws.
Independent-Contractor Relationship
The agreement does not create a partnership, joint venture, employment relationship, or authority for the Lead Provider to bind DPCG. The Lead Provider remains an independent contractor and cannot make representations or commitments on DPCG’s behalf.
Compensation After an Eligible Funded Closing
The agreement defines a referral fee as compensation for introducing a client who receives financing through a qualifying business-finance transaction. Referral fees are payable only for transactions that successfully close and fund through DPCG or its applicable investors, partners, affiliates, or participants. The amount is governed by DPCG’s then-current compensation policy and the applicable transaction arrangement.
Direct Payment to the Approved Partner
The agreement states that compensation must be paid directly to the approved Lead Provider and not through a third party
What Information Is Needed for Partner Approval?
The final onboarding package should be determined by DPCG’s legal, compliance, and accounting departments. The following represents the recommended workflow based on the attached agreement and the information supplied for this page.
Initial Partner Information
Business identity and professional role
- Legal company name
- Primary contact and title
- Business email and phone
- Business address and website
- Partner type and markets served
Licensing Information
Professional credentials when applicable
- NMLS number
- Mortgage-broker or originator license
- Real estate license
- Licensing states
- Supervising broker or compliance contact
Legal Onboarding
Documents for legal and compliance approval
- Completed partner questionnaire
- Executed DPCG agreement
- Authorized signer details
- Entity documents when requested
- Compliance certifications
Accounting Setup
Payee and payment documentation
- Approved tax-information form
- Legal payee name
- Transaction-specific invoice
- Bank-account confirmation
- Verified wire instructions
Secure Verification
Identity and fraud-prevention controls
- Authorized representative verification
- Government identification when required
- Written payment-account authorization
- Call-back verification
- Secure document delivery
Transaction Submission
Core information for each financing opportunity
- Property and loan purpose
- Requested amount and value support
- Borrower and sponsor information
- Equity and liquidity
- Closing date and exit strategy
How Does the Partner Process Work?
Submit Partner Application
Complete the Required Agreement
Legal and Compliance Review
Receive Submission Instructions
Submit a Qualified Loan Scenario
Underwriting and Third-Party Review
Conditions and Closing Coordination
Accounting Review and Partner Payment
Why Partner With Direct Private Capital Group?
A Central Point for Scenario Review
Rather than sending an incomplete transaction in multiple directions, partners can work with DPCG to organize the information and identify material gaps.
Commercial Real Estate Financing Focus
DPCG’s role is centered on commercial mortgage brokerage and private real estate financing resources. The page must not describe DPCG as a direct lender, bank, debt fund, or owner of committed capital unless separately verified for the transaction and jurisdiction.
Organized File Presentation
A financing source needs more than an address and requested loan amount. DPCG can help organize the transaction narrative, borrower information, property documents, financial metrics, risks, and exit strategy.
Communication Across the Transaction
Commercial closings involve many moving parts. DPCG’s role may include communicating requested items, coordinating information, identifying outstanding conditions, and helping the parties understand the next step.
A Relationship Built for Repeat Business
The goal is not one isolated introduction. The goal is to build a dependable professional relationship in which qualified opportunities are submitted clearly and handled responsibly.
Compensation Through an Approved Process
Eligible compensation is documented and paid through the approved partner, accounting, and closing process rather than informal side arrangements.
For broader assistance, use DPCG’s general inquiry page or review the private lending FAQs.
What Makes a Strong Broker Submission?
- Provide a clear executive summary.
Explain the borrower, property, request, amount, equity, deadline, and exit. - Match the numbers across documents.
Applications, contracts, financials, budgets, payoff statements, and valuation support should reconcile. - Disclose problems early.
Identify credit, title, insurance, environmental, permit, litigation, ownership, or construction issues. - Provide a credible exit strategy.
Explain how the financing is expected to be repaid. - Use the approved secure process.
Do not transmit sensitive identification, tax, banking, or borrower records through an unsecured public form. - Keep one communication channel.
Centralize documents, versions, questions, and status updates.
Protecting Confidential Information and Payment Instructions
Commercial financing files can contain sensitive business, personal, legal, property, and banking information.
The agreement treats information and documents exchanged between the parties as confidential and limits their use to the obligations under the relationship.
Partners should follow these security practices:
- Use an approved secure portal for borrower documents.
- Verify requests for wire instructions through a known telephone number.
- Do not rely solely on emailed changes to payment instructions.
- Restrict access to people working on the transaction.
- Avoid forwarding borrower files through personal email accounts.
- Do not upload identification or bank information through a public form.
- Confirm the correct payee name before closing.
- Report suspected fraud or unauthorized access immediately.
- Retain or delete records according to the applicable agreement, law, and DPCG policy.
Important Partner Responsibilities
An approved relationship requires more than forwarding a name and telephone number.
Partners are expected to:
- Submit bona fide business-purpose opportunities.
- Provide accurate information.
- Obtain information through lawful means.
- Avoid altering or misrepresenting documents.
- Preserve confidentiality.
- Follow applicable licensing and disclosure requirements.
- Avoid making commitments on DPCG’s behalf.
- Identify conflicts or third-party brokers.
- Disclose whether another intermediary is involved.
- Avoid unauthorized re-brokering.
- Follow the approved communication and submission process.
- Provide requested accounting documentation.
- Keep payment instructions accurate and current.
- Communicate material changes promptly.
The agreement specifically prohibits unauthorized re-brokering and states that the Lead Provider is acting on its own behalf rather than as a super broker or co-broker unless DPCG gives written consent.
Common Reasons Partner Approval or Payment Is Delayed
Incomplete Agreement
Missing signatures, titles, dates, company names, or required fields may prevent legal approval.
Unverified Licensing Information
The contemplated activity may require confirmation of an individual or company license.
Unclear Payee Identity
The agreement requires payment directly to the approved Lead Provider, not to an undisclosed third party.
Incorrect Tax or Banking Information
Differences among the agreement, invoice, tax documentation, bank-account title, and wire instructions may require additional verification.
Missing Invoice
Accounting may require a transaction-specific invoice before releasing compensation.
Last-Minute Wire Changes
Changes to banking instructions near closing require enhanced fraud-prevention review.
Compensation Not Documented
The agreement refers to DPCG’s then-current referral-fee policy. Any transaction-specific arrangement should be documented before closing and reviewed for legal permissibility.
Transaction Did Not Close and Fund
A referral introduction or preliminary approval does not create a payment obligation. Under the agreement, the eligible transaction must successfully close and fund.
Legal or Compliance Restrictions
Certain referral fees or broker compensation may be limited or prohibited based on the property, transaction, services performed, licensing status, jurisdiction, payee, or applicable law.
Start Your Partner Application
Tell us about your professional role and the types of commercial real estate financing opportunities you expect to introduce. This initial form is for partner screening only.
Add a Commercial Real Estate Financing Resource to Your Network
Your clients may encounter opportunities that do not fit a conventional bank’s timeline, property requirements, borrower profile, condition standards, or transaction structure.
Become an approved DPCG partner and establish the process before the next time-sensitive opportunity reaches your desk.
Broker and Real Estate Partner FAQs
Independent mortgage brokers, commercial mortgage brokers, real estate professionals, commercial real estate advisors, investor networks, service providers, and other qualified referral relationships may apply. Approval depends on the applicant’s role, documentation, licensing status when applicable, and DPCG review.
The overall relationship is generally non-exclusive. Submitted leads and client relationships are handled under the terms of the executed agreement.
No. The agreement and application are subject to legal, compliance, licensing, and business review.
Compensation is reviewed only for eligible transactions that successfully close and fund, subject to the agreement, DPCG policy, applicable law, and transaction-specific documentation.
Compensation depends on the written transaction arrangement, the applicable policy, services performed, licensing requirements, and applicable law. This page does not promise a specific fee or percentage.
Payment should be made only to the approved partner or payee identified in the agreement and accounting records, subject to DPCG verification.
DPCG may request approved tax information, an invoice, identity or authority verification, bank-account confirmation, and verified wire instructions.
No. Government identification, taxpayer information, bank-account details, wire instructions, and sensitive borrower records should be transmitted only through an approved secure process.
That depends on applicable law, licensing, the transaction, the services performed, and the jurisdiction. Partner approval does not independently authorize compensation that is otherwise restricted.
No. A partner cannot bind DPCG or promise approval, terms, funding, compensation, or closing.
Compliance Disclaimer
Direct Private Capital Group, Inc. is a commercial mortgage broker and private real estate financing resource. Information on this page is provided for general informational and partner-onboarding purposes only.
Submitting a partner application, signing an agreement, referring a client, or submitting a financing opportunity is not a commitment to lend, approval, rate lock, guarantee of terms, guarantee of partner compensation, or assurance that a transaction will close or fund.
Partner approval and compensation remain subject to the executed agreement, DPCG policies, transaction documentation, services performed, licensing requirements, applicable federal and state law, compliance review, accounting requirements, and successful closing and funding when required.
Financing remains subject to underwriting, borrower and guarantor qualification, collateral review, valuation, title, insurance, documentation, third-party reports, state eligibility, market conditions, and applicable lender, investor, or capital-provider guidelines.
DPCG does not provide legal, tax, accounting, investment, or financial advice. Review the Privacy Policy, Legal Disclaimer, and Advertising Disclosure. For external guidance, review NMLS Consumer Access, the CFPB Regulation B resource, and applicable state licensing authorities.