Frequently Asked Questions (FAQ)

Direct Private Capital Group, Inc.

Helping You Understand Private Lending Faster

At Direct Private Capital Group, Inc., we believe in transparency, speed, and making Private Lending easy to understand.

Here are some of the most common questions we receive.

We specialize in private lending solutions, including:

  • Bridge Loans
  • Fix and Flip Loans
  • DSCR (Debt Service Coverage Ratio) Loans
  • Ground-Up Construction Loans
  • Refinance (Rate & Term or Cash-Out)
  • Investment Property Loans

We fund deals that traditional banks often decline.

We can close loans in as little as 2 to 5 business days after receiving the complete required documentation.
Our On-Time Closing Guarantee ensures that qualifying transactions close as scheduled, or you may be eligible for compensation.

While specific requirements vary by loan type, typical minimum qualifications include:

  • A valid property under contract or owned
  • Proof of sufficient down payment or equity
  • Basic borrower or entity information
  • Acceptable property valuation (appraisal or broker price opinion)

We focus on the asset more than the borrower’s credit score.

Yes. Unlike traditional banks, we evaluate deals based on the property and the project potential — not just credit history.
Low credit scores, limited financial documentation, or prior issues will NOT automatically disqualify you.

Absolutely.
We proudly work with mortgage brokers and offer competitive referral compensation.
Brokers are a vital part of our network, and we support you in funding your client’s deals quickly.

We currently fund loans in the States of Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyoming, with a focus on major metropolitan markets, growing real estate markets, and investor-friendly states.

Contact us to discuss specific property locations.

We fund a variety of property types, including:

  • Single-family residences (non-owner occupied)
  • Multi-family properties (2–30 units)
  • Mixed-use properties
  • Small commercial properties
  • Land for development (on select programs)

Typically, we request:

  • Completed loan application or loan scenario form
  • Purchase contract (if applicable)
  • Property address and basic details
  • Proof of down payment or equity
  • Entity documents (if purchasing through an LLC or corporation)

Our submission process is streamlined to make it fast and easy.

Getting started is easy:

  • Submit a loan scenario through our online form.
  • Call us at (800) 664-7505.
  • Email us at processing@dpcgusa.com.

Our team will respond promptly to review your scenario and move toward funding.

Yes.
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