Understanding Commercial Loans:
All loan programs are intended for business or investment purposes only unless otherwise specified.
The two main types of Commercial Loans: Business Term Loans and Lines of Credit
1. Lump sum capital provided by the lender
2. Repayment over a specific period of time
3. Inclusion of interest.
1. Access to a predetermined amount of funds
2. Ability to draw and use funds as needed
3. Interest payment only on the amount utilized
4. Resetting of credit line after repayment
1. Factors influencing loan amounts
2. Range of loan amounts offered by lenders
1. Different timeframes for repayment
2. Considerations for choosing the right repayment term
1. Factors affecting interest rates
2. Understanding fixed and variable interest rates
1. Overview of common eligibility criteria
2. Tips for improving qualification chances
Speak to a Commercial Real Estate Loans specialist at Direct Private Capital Group, Inc today to learn more about the different solutions available to you.
3–36 months (interest-only options available)
Up to 70–85% ARV
Typically 1–4 points
Standard third-party fees apply
Typically range from 8.99% – 16.99% depending on the loan scenario
All terms vary based on borrower qualifications, property type, and market conditions
Rates, terms, and fees vary based on borrower qualifications, property type, and market conditions. Loan terms may include interest-only payments, origination fees, closing costs, and third-party fees. Business-purpose loans only.
