Terms of Service
Effective Date: January 1, 2023
Welcome to Direct Private Capital Group, Inc. (“we,” “our,” or “us”). By accessing or using our website https://directprivatecapitalgroup.com/ (the “Site”) and the services provided through the Site (the “Services”), you agree to comply with and be bound by these Terms of Service (“Terms”). Please read these Terms carefully. If you do not agree to these Terms, you should not use the Site or Services.
1. Acceptance of Terms
By using the Site or Services, you affirm that you are at least 18 years old and legally capable of entering into agreements in your jurisdiction. If you are accessing the Site on behalf of a business or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.
These Terms apply to all visitors, users, and others who access the Site and Services (“Users”).
2. Services Provided
Direct Private Capital Group is a commercial lender that provides [insert your services, e.g., business loans, commercial financing, etc.]. By using the Site, you can access information about our services, apply for financing, and communicate with us for assistance.
3. Privacy and Data Protection
Your use of the Site and Services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy at [insert link] to understand how we handle your data.
We are committed to complying with applicable data protection laws, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other relevant privacy regulations.
4. User Responsibilities
As a User of the Site, you agree to:
- Provide accurate, current, and complete information when using the Services, including when applying for a loan or communicating with us.
- Maintain the confidentiality of your account credentials and notify us immediately if you suspect unauthorized access to your account.
- Use the Site and Services in accordance with all applicable laws and regulations.
You are solely responsible for the content you submit to the Site, including any application forms or inquiries, and for ensuring that all content you provide does not violate any laws or infringe on the rights of any third parties.
5. Prohibited Activities
You agree not to engage in any of the following activities when using the Site or Services:
- Engaging in fraudulent, deceptive, or illegal activities.
- Uploading or transmitting malware, viruses, or any other harmful code.
- Attempting to gain unauthorized access to our systems or networks.
- Interfering with or disrupting the operation of the Site or Services.
- Using the Site to harass, threaten, or harm others.
We reserve the right to suspend or terminate your access to the Site and Services if you violate these Terms.
6. Loan Applications
Our loan services are subject to approval and availability. Any application submitted through the Site is subject to our internal review processes, including creditworthiness evaluations and compliance with federal and state lending regulations. By applying for a loan through our Site, you acknowledge that:
- All information provided in your application is accurate and truthful.
- You consent to our review of your credit and other financial information.
- Your application may be subject to additional terms, including interest rates, repayment schedules, and other loan terms, which will be outlined in the loan agreement.
7. Disclaimers and Limitation of Liability
We make no guarantees or warranties regarding the availability, accuracy, or completeness of the Site and Services. The Site and Services are provided “as is” and “as available,” without any express or implied warranties, including, but not limited to, warranties of merchantability or fitness for a particular purpose.
To the fullest extent permitted by law, Direct Private Capital Group shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from or related to your use of the Site or Services, including any errors or omissions in the content or failure to provide services.
8. Intellectual Property
The content, logos, graphics, and other materials on the Site are the intellectual property of Direct Private Capital Group and are protected by copyright, trademark, and other laws. You may not copy, modify, distribute, or otherwise use any of this content without our prior written consent.
9. Third-Party Links
The Site may contain links to third-party websites or services that are not operated by us. We are not responsible for the content, privacy practices, or terms of use of these third-party websites. We encourage you to review the terms and privacy policies of any third-party websites you visit.
10. Indemnification
You agree to indemnify, defend, and hold harmless Direct Private Capital Group and its affiliates, officers, employees, and agents from and against any claims, losses, liabilities, damages, and expenses (including legal fees) arising out of or in connection with your use of the Site or Services, or your violation of these Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the state of [Insert your state], without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms shall be brought in the courts located in [Insert your state or jurisdiction], and you consent to the exclusive jurisdiction of such courts.
12. Changes to These Terms
We reserve the right to update or modify these Terms at any time. When we make changes, we will update the “Effective Date” at the top of this page. We encourage you to review these Terms periodically to stay informed about any updates. Your continued use of the Site and Services after any changes to these Terms constitutes your acceptance of the updated Terms.
13. Termination
We reserve the right to suspend or terminate your access to the Site and Services at our sole discretion, without notice, for any reason, including if you violate these Terms. Upon termination, your rights to use the Site and Services will immediately cease, but your obligations under these Terms (including payment obligations) will survive termination.
14. Contact Us
If you have any questions or concerns about these Terms of Service, please contact us at:
Direct Private Capital Group, Inc.
Phone: (800) 664-7505
Website: https://directprivatecapitalgroup.com/
